Zero-based budget planner for Canva — instant digital download. Give every dollar a job. Allocate your entire monthly income to expenses, savings, and debt repayment — leaving $0 unaccounted. ✔ Full monthly income allocation — every dollar assigned ✔ Categories: housing, transport, food, utilities, entertainment, savings, debt ✔ Actual vs planned columns — spot variances each month ✔ Rolling monthly summary ✔ Zero-based method: income minus expenses = $0 ✔ Works with free Canva account Perfect for: people serious about paying off debt, building savings, or taking full control of their finances. Zero-based budgeting is the gold standard method used by financial coaches.